Every Penny...

Although I'm working on getting out of debt, I can sometimes be a little frugal.  Well, maybe not frugal, but I try to find deals.  There's a Tar.get about 1 minute from my house, so I shop there somewhat regularly.  If you use your Tar.get card, you automatically save 5%.  Now, when I owed them money, I never really used my card, because I knew I wasn't really saving 5%.  You only save if you DON'T have to pay the interest.  Well, now that I've paid them off, whenever I shop there, I use my card, and once I'm done paying, I IMMEDIATELY walk over to customer service, and pay it off.  Initially, I would tell myself, oh, it's only 5%, it's not that much.  And it's not, but, it's 5%.  I'm saving 5% with very minimal effort.  And, every penny counts...