Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Tuesday, February 08, 2011

I Can't...

I've expressed on here how I'm trying to get out of debt, I have expressed this to my family and friends as well.  I will leave out this persons relation to me, I don't know why, the people that know that read this blog will know who I'm talking about, and the people that don't, well they won't.  Anyway, I think I won't feel as bad talking about it.

Well, the person I'm speaking of, has been living check to check FOREVER (just like me, but who's counting).  Said person, has expressed a desire to stop this lifestyle.  To get out of debt, and live comfortably.  Well, I was asked to allow this person to put a TV on my credit card, and they would make the payments.  Ummm, you are already robbing Peter to pay Paul.  You and your significant other are stressed because of money.  What makes you think you can afford another bill?  And what makes you think I'm willing to take that risk?  Although my financial situation is very sad, my credit score is not.  And you want me to risk, having pay another bill, or letting my credit score take a hit, because you want to buy a TV that you can't afford.  Yeah, ummm, no. 

On top of me feeling like you just aren't thinking, I would be enabling you.  I am in the situation I'm in, because of a can't wait attitude.  You are in the situation you are in, because of a can't wait attitude.  We will never get rid of our financial woes if we continue down this path.  Granted, our attitudes need to change, or we will be in this situation FOREVER.  So, don't get upset with me when I tell you no, I'm trying to help you.  And in helping you, I'm helping myself.  Showing me, exactly why I have the amount of debt that I have.  I didn't want to wait until I could save up enough money to buy whatever it was that I wanted.  Or take whatever trip was coming up next.  I just did it, with the attitude that I would deal with the consequences later.  I am happy that I am taking the steps now, so that I don't get into a situation that I can't get myself out of.  It is going to take me some time to get out of the mountain of debt that I have accumulated for myself, but, I am going to take as much as needed so that I don't get myself into this situation again.